simplify prev

electrum/storage.py

@@ -87,12 +87,10 @@ class WalletStorage(Logger):
             f.flush()
             os.fsync(f.fileno())
 
-        default_mode = stat.S_IREAD | stat.S_IWRITE
         try:
-            mode = os.stat(self.path).st_mode if self.file_exists() else default_mode
+            mode = os.stat(self.path).st_mode
         except FileNotFoundError:
-            # user might have deleted/renamed file while running
-            mode = default_mode
+            mode = stat.S_IREAD | stat.S_IWRITE
 
         # assert that wallet file does not exist, to prevent wallet corruption (see issue #5082)
         if not self.file_exists():