rules: label/description keyword -> subaccount #13
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If a label/note/comment/description column (or equivalent) contains common strings "gift", "equity transfer", "expense", etc., then, by default, apply the appropriate subaccount.
See, for example, https://gitea.com/EvergreenCrypto/docker-finance/src/branch/master/container/src/hledger-flow/accounts/electrum/electrum-shared.rules