diff --git a/index.html b/index.html
index 2df284a..ef57851 100644
--- a/index.html
+++ b/index.html
@@ -970,10 +970,12 @@ other console/curses tools
 <p>2016</p>
 <ul>
 <li><a href="https://felixcrux.com/blog/ledger-practices-accrual-vs-cash-basis-accounting">Felix Crux: Accrual vs. Cash Basis Accounting</a> <!-- 2016-11-30 --></li>
+<li><a href="https://frdmtoplay.com/envelope-budgeting-with-ledger">bsilvereagle: Envelope Budgeting with ledger</a> <!-- 2016/10/28 --></li>
 <li><a href="https://felixcrux.com/blog/ledger-practices-tracking-reimbursable-expenses">Felix Crux: Tracking Reimbursable Expenses</a> <!-- 2016-10-13 --></li>
 <li><a href="https://felixcrux.com/blog/ledger-practices-separate-your-journals">Felix Crux: Separate Your Journals</a> <!-- 2016-09-28 --></li>
 <li><a href="https://felixcrux.com/blog/ledger-practices-reporting-special-events-separately">Felix Crux: Reporting Special Events Separately From Regular Spending</a> <!-- 2016-09-23 --></li>
 <li><a href="https://felixcrux.com/blog/ledger-practices-create-a-ledgerrc">Felix Crux: Create a .ledgerrc</a> <!-- 2016-09-18 --> (<a href="https://felixcrux.com/blog/ledger-practices">Ledger Practices series</a>)</li>
+<li><a href="http://mbork.pl/2016-07-18_Ledger_–_virtual_postings_aka_envelopes">Marcin Borkowski: Ledger – virtual postings aka envelopes</a> <!-- 2016/7/18 --></li>
 <li><a href="http://www.karanahuja.in/2016-05-17-Hledger-Improvements-Wishlist/">Karan Ahuja: Hledger Improvements Wishlist.</a> <!-- 2016/5/17 --></li>
 <li><a href="https://alexjj.com/blog/2016/managing-my-personal-finances-with-beancount/">Alex Johnstone: Managing my personal finances with beancount</a> <!-- 2016/2/27 --></li>
 </ul>
@@ -1075,24 +1077,25 @@ other console/curses tools
 <li><a href="https://www.petekeen.net/a-robust-reporting-system-for-ledger">Pete Keen: A Robust Reporting System for Ledger</a> 2012<!-- /1/1 --></li>
 </ul>
 <h3 id="budgeting">budgeting</h3>
-<p>Budget reporting with periodic transactions:</p>
+<p>Budgeting with per-period goals:</p>
 <ul>
 <li><a href="http://www.ledger-cli.org/3.0/doc/ledger3.html#Budgeting">Ledger: Budgeting</a></li>
 <li><a href="https://hledger.org/budgeting.html">hledger: Budgeting</a></li>
 <li><a href="https://www.reddit.com/r/plaintextaccounting/comments/e5sl1m/advice_on_projectionsforecasts/">reddit: simple year budget</a></li>
 </ul>
-<p>Envelope budgeting with ordinary accounts:</p>
+<p>Budgeting with envelope accounts:</p>
 <ul>
 <li><a href="https://www.barrucadu.co.uk/posts/etc/2017-12-16-i-need-a-budget.html">Michael Walker: I Need A Budget</a></li>
 <li><a href="https://gist.github.com/simonmichael/a1addcb652da4e78b183">Simon Michael: envelope budgeting example</a></li>
 </ul>
 <p>Envelope budgeting with auto postings:</p>
 <ul>
-<li><a href="https://frdmtoplay.com/envelope-budgeting-with-ledger">bsilvereagle: Envelope Budgeting with ledger</a></li>
-<li><a href="https://www.petekeen.net/program-your-finances-envelope-budgeting">Program Your Finances: Envelope Budgeting</a></li>
-<li><a href="http://mbork.pl/2016-07-18_Ledger_–_virtual_postings_aka_envelopes">Marcin Borkowski: Ledger – virtual postings aka envelopes</a></li>
+<li><a href="https://fransiska.github.io/ledger/2019/10/24/ledger-budget-point">Budgeting with ledger-cli while tracking used points</a> <!-- 2019/10/24 --></li>
+<li><a href="https://frdmtoplay.com/envelope-budgeting-with-ledger">bsilvereagle: Envelope Budgeting with ledger</a> <!-- 2016/10/28 --></li>
+<li><a href="http://mbork.pl/2016-07-18_Ledger_–_virtual_postings_aka_envelopes">Marcin Borkowski: Ledger – virtual postings aka envelopes</a> <!-- 2016/7/18 --></li>
+<li><a href="https://www.petekeen.net/program-your-finances-envelope-budgeting">Pete Keen: Program Your Finances: Envelope Budgeting</a> <!-- 2015/4/7 --></li>
 </ul>
-<p>Envelope budgeting with auto postings, org &amp; babel:</p>
+<p>Envelope budgeting with auto postings, org-mode and babel:</p>
 <ul>
 <li><a href="http://orgmode.org/worg/org-tutorials/weaving-a-budget.html">Org tutorials: Weaving a budget with Org &amp; ledger</a></li>
 <li><a href="http://alan.petitepomme.net/tips/ledger_and_org.html">Alan Schmitt: Using Org for Ledger Reports and Budget</a></li>
diff --git a/index.md b/index.md
index eee1b03..f44eefc 100644
--- a/index.md
+++ b/index.md
@@ -944,11 +944,13 @@ Note these often work quite well for other ledger-likes, not just the one they a
 2016
 
 - [Felix Crux: Accrual vs. Cash Basis Accounting](https://felixcrux.com/blog/ledger-practices-accrual-vs-cash-basis-accounting) <!-- 2016-11-30 -->
+- [bsilvereagle: Envelope Budgeting with ledger](https://frdmtoplay.com/envelope-budgeting-with-ledger) <!-- 2016/10/28 -->
 - [Felix Crux: Tracking Reimbursable Expenses](https://felixcrux.com/blog/ledger-practices-tracking-reimbursable-expenses) <!-- 2016-10-13 -->
 - [Felix Crux: Separate Your Journals](https://felixcrux.com/blog/ledger-practices-separate-your-journals) <!-- 2016-09-28 -->
 - [Felix Crux: Reporting Special Events Separately From Regular Spending](https://felixcrux.com/blog/ledger-practices-reporting-special-events-separately) <!-- 2016-09-23 -->
 - [Felix Crux: Create a .ledgerrc](https://felixcrux.com/blog/ledger-practices-create-a-ledgerrc) <!-- 2016-09-18 -->
   ([Ledger Practices series](https://felixcrux.com/blog/ledger-practices))
+- [Marcin Borkowski: Ledger – virtual postings aka envelopes](http://mbork.pl/2016-07-18_Ledger_–_virtual_postings_aka_envelopes) <!-- 2016/7/18 -->
 - [Karan Ahuja: Hledger Improvements Wishlist.](http://www.karanahuja.in/2016-05-17-Hledger-Improvements-Wishlist/) <!-- 2016/5/17 -->
 - [Alex Johnstone: Managing my personal finances with beancount](https://alexjj.com/blog/2016/managing-my-personal-finances-with-beancount/) <!-- 2016/2/27 -->
 
@@ -1056,28 +1058,30 @@ Note these often work quite well for other ledger-likes, not just the one they a
 
 ### budgeting
 
-Budget reporting with periodic transactions:
+Budgeting with per-period goals:
 
 - [Ledger: Budgeting](http://www.ledger-cli.org/3.0/doc/ledger3.html#Budgeting)
 - [hledger: Budgeting](https://hledger.org/budgeting.html)
 - [reddit: simple year budget](https://www.reddit.com/r/plaintextaccounting/comments/e5sl1m/advice_on_projectionsforecasts/)
 
-Envelope budgeting with ordinary accounts:
+Budgeting with envelope accounts:
 
 - [Michael Walker: I Need A Budget](https://www.barrucadu.co.uk/posts/etc/2017-12-16-i-need-a-budget.html)
 - [Simon Michael: envelope budgeting example](https://gist.github.com/simonmichael/a1addcb652da4e78b183)
 
 Envelope budgeting with auto postings:
 
-- [bsilvereagle: Envelope Budgeting with ledger](https://frdmtoplay.com/envelope-budgeting-with-ledger)
-- [Program Your Finances: Envelope Budgeting](https://www.petekeen.net/program-your-finances-envelope-budgeting)
-- [Marcin Borkowski: Ledger – virtual postings aka envelopes](http://mbork.pl/2016-07-18_Ledger_–_virtual_postings_aka_envelopes)
+- [Budgeting with ledger-cli while tracking used points](https://fransiska.github.io/ledger/2019/10/24/ledger-budget-point) <!-- 2019/10/24 -->
+- [bsilvereagle: Envelope Budgeting with ledger](https://frdmtoplay.com/envelope-budgeting-with-ledger) <!-- 2016/10/28 -->
+- [Marcin Borkowski: Ledger – virtual postings aka envelopes](http://mbork.pl/2016-07-18_Ledger_–_virtual_postings_aka_envelopes) <!-- 2016/7/18 -->
+- [Pete Keen: Program Your Finances: Envelope Budgeting](https://www.petekeen.net/program-your-finances-envelope-budgeting) <!-- 2015/4/7 -->
 
-Envelope budgeting with auto postings, org & babel:
+Envelope budgeting with auto postings, org-mode and babel:
 
 - [Org tutorials: Weaving a budget with Org & ledger](http://orgmode.org/worg/org-tutorials/weaving-a-budget.html)
 - [Alan Schmitt: Using Org for Ledger Reports and Budget](http://alan.petitepomme.net/tips/ledger_and_org.html)
 
+
 ### forecasting
 
 - [Ledger: Forecasting](http://www.ledger-cli.org/3.0/doc/ledger3.html#Forecasting)