diff --git a/container/src/hledger-flow/accounts/capital-one/capital-one-shared.bash b/container/src/hledger-flow/accounts/capital-one/capital-one-shared.bash
index 0807d04..3393a83 100755
--- a/container/src/hledger-flow/accounts/capital-one/capital-one-shared.bash
+++ b/container/src/hledger-flow/accounts/capital-one/capital-one-shared.bash
@@ -2,7 +2,7 @@
 
 # docker-finance | modern accounting for the power-user
 #
-# Copyright (C) 2021-2025 Aaron Fiore (Founder, Evergreen Crypto LLC)
+# Copyright (C) 2021-2026 Aaron Fiore (Founder, Evergreen Crypto LLC)
 #
 # This program is free software: you can redistribute it and/or modify
 # it under the terms of the GNU General Public License as published by
@@ -38,7 +38,9 @@ function parse_credit()
 {
   lib_preprocess::assert_header "Transaction Date,Posted Date,Card No.,Description,Category,Debit,Credit"
 
-  gawk -v global_year="$global_year" -v global_subaccount="$global_subaccount" \
+  gawk --csv \
+    -v global_year="$global_year" \
+    -v global_subaccount="$global_subaccount" \
     '{
        if (NR<2 || !NF || $1 !~ global_year)
          next
@@ -47,31 +49,35 @@ function parse_credit()
        printf $2 OFS  # Posted Date
        printf $3 OFS  # Card No.
 
+       # Description
        sub(/%/, "%%", $4)
-       printf $4 OFS  # Description
+       gsub(/"/, "", $4)
+       printf "\"" $4 "\"" OFS
 
-       printf $5 OFS  # Category
+       printf "\"" $5 "\"" OFS  # Category
 
        # Debit = OUT, Credit = IN
        direction=($6 ~ /[1-9]/ ? "OUT" : "IN")
 
        # Amount
-       if (direction == "OUT") {printf $6 FS}  # Debit
-       else {printf $7 FS}  # Credit
+       if (direction == "OUT") {printf $6 OFS}  # Debit
+       else {printf $7 OFS}  # Credit
 
        printf direction OFS
        printf global_subaccount
 
        printf "\n"
 
-    }' FS=, OFS=, "$global_in_path" >"$global_out_path"
+    }' OFS=, "$global_in_path" >"$global_out_path"
 }
 
 function parse_bank()
 {
   lib_preprocess::assert_header "Account Number,Transaction Description,Transaction Date,Transaction Type,Transaction Amount,Balance"
 
-  gawk -v global_year="$global_year" -v global_subaccount="$global_subaccount" \
+  gawk --csv \
+    -v global_year="$global_year" \
+    -v global_subaccount="$global_subaccount" \
     '{
        if (NR>1 || NF)
          {
@@ -88,11 +94,13 @@ function parse_bank()
 
            printf $1 OFS  # Account Number
 
+           # Transaction Description
            sub(/%/, "%%", $2)
-           printf $2 OFS  # Transaction Description
+           gsub(/"/, "", $2)
+           printf "\"" $2 "\"" OFS
 
            printf $3 OFS  # Transaction Date
-           printf $4 OFS  # Transaction Type
+           printf "\"" $4 "\"" OFS  # Transaction Type
            printf $5 OFS  # Transaction Amount
            printf $6 OFS  # Balance
 
@@ -104,7 +112,7 @@ function parse_bank()
            printf "\n"
         }
 
-    }' FS=, OFS=, "$global_in_path" >"$global_out_path"
+    }' OFS=, "$global_in_path" >"$global_out_path"
 }
 
 function main()