diff --git a/container/src/hledger-flow/accounts/chase/chase-shared.bash b/container/src/hledger-flow/accounts/chase/chase-shared.bash
index 2e57059..7981fc6 100755
--- a/container/src/hledger-flow/accounts/chase/chase-shared.bash
+++ b/container/src/hledger-flow/accounts/chase/chase-shared.bash
@@ -2,7 +2,7 @@
 
 # docker-finance | modern accounting for the power-user
 #
-# Copyright (C) 2021-2025 Aaron Fiore (Founder, Evergreen Crypto LLC)
+# Copyright (C) 2021-2026 Aaron Fiore (Founder, Evergreen Crypto LLC)
 #
 # This program is free software: you can redistribute it and/or modify
 # it under the terms of the GNU General Public License as published by
@@ -38,7 +38,9 @@ function parse_credit()
 {
   lib_preprocess::assert_header "Transaction Date,Post Date,Description,Category,Type,Amount,Memo"
 
-  gawk -v global_year="$global_year" -v global_subaccount="$global_subaccount" \
+  gawk --csv \
+    -v global_year="$global_year" \
+    -v global_subaccount="$global_subaccount" \
     '{
        if (NR<2 || $1 !~ global_year)
          next
@@ -46,48 +48,57 @@ function parse_credit()
        printf $1 OFS  # Transaction Date
        printf $2 OFS  # Post Date
 
+       # Description
        sub(/%/, "%%", $3)
-       printf $3 OFS  # Description
+       gsub(/"/, "", $3)
+       printf "\"" $3 "\"" OFS
 
-       printf $4 OFS  # Category
-       printf $5 OFS  # Type
+       printf "\"" $4 "\"" OFS  # Category
+       printf "\"" $5 "\"" OFS  # Type
 
        # Amount
        direction=($6 ~ /^-/ ? "OUT" : "IN")
        sub(/^-/, "", $6)
        printf $6 OFS
 
-       printf $7 OFS  # Memo
+       # Memo
+       sub(/%/, "%%", $7)
+       gsub(/"/, "", $7)
+       printf "\"" $7 "\"" OFS
 
        printf direction OFS
        printf global_subaccount
 
        printf "\n"
 
-    }' FS=, OFS=, "$global_in_path" >"$global_out_path"
+    }' OFS=, "$global_in_path" >"$global_out_path"
 }
 
 function parse_bank()
 {
   lib_preprocess::assert_header "Details,Posting Date,Description,Amount,Type,Balance,Check or Slip #"
 
-  gawk -v global_year="$global_year" -v global_subaccount="$global_subaccount" \
+  gawk --csv \
+    -v global_year="$global_year" \
+    -v global_subaccount="$global_subaccount" \
     '{
        if (NR<2 || $2 !~ global_year)
          next
 
-       printf $1 OFS  # Details (CREDIT/DEBIT/DSLIP/etc.)
+       printf "\"" $1 "\"" OFS  # Details (CREDIT/DEBIT/DSLIP/etc.)
        printf $2 OFS  # Posting Date
 
+       # Description
        sub(/%/, "%%", $3)
-       printf $3 OFS  # Description
+       gsub(/"/, "", $3)
+       printf "\"" $3 "\"" OFS
 
        # Amount
        direction=($4 ~ /^-/ ? "OUT" : "IN")
        sub(/^-/, "", $4)
        printf $4 OFS
 
-       printf $5 OFS  # Type
+       printf "\"" $5 "\"" OFS  # Type
        printf $6 OFS  # Balance
        printf $7 OFS  # Check or Slip #
 
@@ -96,7 +107,7 @@ function parse_bank()
 
        printf "\n"
 
-    }' FS=, OFS=, "$global_in_path" >"$global_out_path"
+    }' OFS=, "$global_in_path" >"$global_out_path"
 }
 
 function main()