diff --git a/container/src/hledger-flow/accounts/gemini/gemini-shared.bash b/container/src/hledger-flow/accounts/gemini/gemini-shared.bash
index aab1d08..8b0d9d2 100755
--- a/container/src/hledger-flow/accounts/gemini/gemini-shared.bash
+++ b/container/src/hledger-flow/accounts/gemini/gemini-shared.bash
@@ -2,7 +2,7 @@
 
 # docker-finance | modern accounting for the power-user
 #
-# Copyright (C) 2021-2025 Aaron Fiore (Founder, Evergreen Crypto LLC)
+# Copyright (C) 2021-2026 Aaron Fiore (Founder, Evergreen Crypto LLC)
 #
 # This program is free software: you can redistribute it and/or modify
 # it under the terms of the GNU General Public License as published by
@@ -198,8 +198,10 @@ function parse_trades()
   local _account_currency
   _account_currency="$(echo $global_in_filename | cut -d"-" -f1 | sed 's:...$::')"
 
-  gawk -v account_currency="$_account_currency" \
-    -v global_year="$global_year" -v global_subaccount="$global_subaccount" \
+  gawk --csv \
+    -v account_currency="$_account_currency" \
+    -v global_year="$global_year" \
+    -v global_subaccount="$global_subaccount" \
     '{
        if (NR<2)
          next
@@ -212,9 +214,13 @@ function parse_trades()
        printf $9 OFS                # UID (tid)
        printf date OFS              # Date
        printf "TRADE" OFS           # Type
-       printf $5 OFS                # OrderType (type)
-       printf toupper(account_currency) OFS  # CurrencyOne (account_currency)
-       printf $7 OFS                # CurrencyTwo (fee_currency)
+       printf "\"" $5 "\"" OFS      # OrderType (type)
+
+       # CurrencyOne (account_currency)
+       printf "\"" toupper(account_currency) "\"" OFS
+
+       # CurrencyTwo (fee_currency)
+       printf "\"" $7 "\"" OFS
 
        # TODO: getline an gawk remove-zeros script
        amount=sprintf("%.8f", $2)
@@ -271,14 +277,17 @@ function parse_trades()
 
        printf "\n"
 
-    }' FS=, OFS=, "$global_in_path" >"$global_out_path"
+    }' OFS=, "$global_in_path" >"$global_out_path"
 }
 
 function parse_earn()
 {
   lib_preprocess::assert_header "earnTransactionId,transactionId,transactionType,amountCurrency,amount,priceCurrency,priceAmount,dateTime"
 
-  gawk -v global_year="$global_year" -v global_subaccount="$global_subaccount" -M -v PREC=100 \
+  gawk --csv \
+    -v global_year="$global_year" \
+    -v global_subaccount="$global_subaccount" \
+    -M -v PREC=100 \
     '{
        if (NR<2)
          next
@@ -292,7 +301,7 @@ function parse_earn()
        printf date OFS        # Date
        printf "INTEREST" OFS  # Type
        printf "EARN" OFS      # OrderType (type)
-       printf $4 OFS          # CurrencyOne (amountCurrency)
+       printf "\"" $4 "\""OFS # CurrencyOne (amountCurrency)
        printf OFS             # CurrencyTwo
 
        # Amount
@@ -329,14 +338,16 @@ function parse_earn()
 
        printf "\n";
 
-    }' FS=, OFS=, "$global_in_path" >"$global_out_path"
+    }' OFS=, "$global_in_path" >"$global_out_path"
 }
 
 function parse_card()
 {
   lib_preprocess::assert_header "Reference Number,Transaction Post Date,Description of Transaction,Transaction Type,Amount"
 
-  gawk -v global_year="$global_year" -v global_subaccount="$global_subaccount" \
+  gawk --csv \
+    -v global_year="$global_year" \
+    -v global_subaccount="$global_subaccount" \
     '{
        if (NR<2)
          next
@@ -350,8 +361,13 @@ function parse_card()
 
        printf $1 OFS  # Reference Number
        printf $2 OFS  # Transaction Post Date
-       printf $3 OFS  # Description of Transaction
-       printf $4 OFS  # Transaction Type
+
+       # Description of Transaction
+       gsub(/%/, "%%", $3)
+       gsub(/"/, "", $3)
+       printf "\"" $3 "\"" OFS
+
+       printf "\"" $4 "\"" OFS  # Transaction Type
        printf $5 OFS  # Amount
 
        direction=($5 ~ /^-/ ? "IN" : "OUT")
@@ -361,7 +377,7 @@ function parse_card()
 
        printf "\n";
 
-    }' FS=, OFS=, "$global_in_path" >"$global_out_path"
+    }' OFS=, "$global_in_path" >"$global_out_path"
 }
 
 function main()